- Other products
International Medical Insurance
SICOM's International Medical insurance in collaboration with OracleMed Health offers In-Hospital & Out-of-Hospital Benefit Plans. The plans are designed to cover all medical needs both Internationally and in Mauritius with a Global Network of over 3,200 hospitals with services on a cashless basis.
About this product
Our International Medical Insurance offers comprehensive In-Hospital Plans and Out-of-Hospital plans which can be tailored-made to fit your requirements. Our In-Hospital plans cover both emergency and non-emergency hospitalisation cover. Plans can be designed to include treatment worldwide, in Mauritius, in your home country, in the country of temporary residence and/or South Africa.
-
Customised Plans
Benefit Plans will be tailormade to suit your needs
-
Underwriting for Group Plans
No waiting periods for groups of more than 10 principal members
-
Tax Relief on medical premium paid
Claim back on your annual medical premium
Product Features
Why opt for SICOM International Medical Insurance?
-
In-Hospital Benefits
Benefits include all related In-Hospital Treatment & post-operative care. Travel & Accommodation costs are covered for the member to include Third Party Accompaniment. Emergency Evacuation costs are also included
-
Out-of-Hospital Benefits
Personalized to suit your needs. Benefits are accumulated for Family where any excess outpatient funds not utilized by the member/s will be carried over into the renewal of the group for the next policy period
-
Customised benefits
Plans can include customised benefits (i.e. Maternity, Chronic Illness cover etc)
-
Underwriting
Groups of 10 or more principal members on a compulsory basis are able to join the plan with no underwriting restrictions and waiting periods
-
Tax Relief on medical premium paid
Claim back on your annual medical premium
-
24- Hour Assistance
24-hour multilingual Call Centre and International Help-line to provide advice and assistance
-
Emergency Evacuation
All Benefit Plans include Emergency Evacuation. Able to execute complex evacuations to multiple centres of excellence
-
Comprehensive Case Management
Medical Panel and skilled medical specialists managing critical cases
( Terms and conditions apply)*
Useful Information
• Individuals – Application Form will need to be completed
• Groups of 10 or more principal members not subject to underwriting or waiting periods for pre-existing conditions.
• Completed, signed and dated Proposal Form
• National Identity Card
• Recent Utility Bill (not more than 3 months old)
Is this plan only for Expatriates and Mauritian Nationals?
Both Expatriates and Mauritian Nationals qualify
Can I seek treatment in my home country?
Dependant on your selected plan you may chose to have treatment in your Home Country or any alternatively Country of your choice . Costs of travel and accommodation for the Patient and Third Party Accompaniment included in Benefit Design
What happens in an event of an emergency?
Cover is from time of incident. No pre-authorization is required. We need to be informed within 24 Hours. Our skilled medical panel will facilitate admission and co-ordinate evacuation services in the event it is medically necessary
What happens if I do not utilise the full out-patient benefit in the policy period?
Out-patient benefits not utilised in the policy period can be carried over into the next period
What are the exclusions in this medical policy?
As per terms in conditions stipulated in the Policy documents
How do I proceed in case I need to be hospitalized?
Emergency Hospitalization
Cover is from time of incident. No pre-authorization is required. We need to be informed within 24 Hours
Non-Emergency Hospitalization
Forward medical report at least 48 hours before your admission to
Name of Clinic/ Private Hospital
Date of Admission
Medical Report
Treatment Plan
Quotation from medical provider
[email protected] or via WhatsApp on via WhatsApp (+27) 79 141 2682
Emergency Admissions
No pre- authorization required. advise us as soon as possible via our 24-hour WhatsApp (+27) 79 141 2682 or our 24-hour assistance line (+27) 11 326 7564
Can I make a claim as soon as my medical policy is issued?
In the case of emergency, there are no restrictions on when you may claim. The policy terms will define claim eligibility in case of pre-existing conditions or waiting periods should they be included in the plan.
What is the timeframe to submit a claim?
You have 30 days to submit a claim along with all required documents.
-
Customised Plans
Benefit Plans will be tailormade to suit your needs
-
Underwriting for Group Plans
No waiting periods for groups of more than 10 principal members
-
Tax Relief on medical premium paid
Claim back on your annual medical premium
This product is offered by: SICOM General Insurance Ltd
BRN:C10094766
FSC License No: IS10000004